From concept to completion, our New Construction loans deliver the reliable capital serious developers need to build with confidence. With fast approvals, flexible draw schedules, and the ability to fund interest reserves, Lendyx keeps your project moving so you can focus on building, not chasing financing.
Financing available for land, hard and soft costs, and interest reserves.
Term sheets in 24- 48 hours, closings in as little as 10 business days.
Flexible structures that work with real construction timelines and draw schedules.
Asset-first underwriting with no tax returns or W-2s required.
Same-day funding capability on approved draws.
$500,000 – $50,000,000+
Up to 90% LTC (Land + Hard + Soft)
Up to 75% of Completed Value (LTV)
Starting at 9.00%
Interest-Only
12 - 24 Months (extensions available)
Can be rolled into the loan
Full, partial, or non-recourse options
As fast as 10 business days
Fast releases after inspection
Not sure if your project qualifies? Submit us your deal. We will review and respond within one business day.
We have built homes ourselves. We understand timelines, change orders, city delays, and construction risk. Our loans are structured to support that reality, not fight it.
Decisions in 24–48 hours. Closings in as little as 10 business days. When the clock is ticking, you need a lender that does not hesitate.
We design structures with options for interest reserves, extensions, and tailored draw schedules. Flexibility is not a perk here, it is a part of the design.
Direct lines to our team. No “processing black hole,” no runarounds. You won’t get passed from desk to desk. When you call, we pick up.
We protect broker relationships 100%. You bring the deal, we help you close it, and we make sure you look good in the process.
Fast releases after inspection so your crews stay moving. We fund approved draws quickly. No waiting weeks for your next phase of capital.
We don’t just fund projects, we understand them.
As developers and operators ourselves, we know what it takes to get from dirt to delivery. That’s why we built Lendyx: a lender that moves with clarity, speed, and certainty, without the runaround or surprises.
Common questions and answers.
If you have unanswered questions, contact us.
Yes. We can fund both land acquisition and vertical construction under one loan, as long as the project is shovel-ready or close to permit approval. We do not fund land-only deals.
Yes. Eligible soft costs and interest reserves can be rolled into the loan, depending on leverage and deal structure.
We keep it simple. Send us a deal summary, budget, and basic borrower background. No tax returns or credit pull needed to get started.
Draws are tied to project milestones and work completed. Third-party inspectors verify progress, and funds are typically released within 24 hours of approval.
Yes. We typically work with experienced developers or builders who have successfully completed at least one ground-up project. If you are working with a GC who has the track record, we’ll consider that as well.
Absolutely. We work with brokers nationwide and protect your fee 100%. Bring us a qualified deal and we’ll help you close it
Apply in minutes. Close your loan quickly.
