Our DSCR loans are designed for investors looking to acquire or refinance single assets or portfolios — without the red tape. We size to debt service coverage, not personal income, and our process is clear, consistent, and built for repeat execution. Whether you're financing one door or a hundred, we make it simple to scale.
Quick closings for acquisitions and refinances.
We underwrite the asset, not your day job.
Scale at your own pace.
30-year fixed and interest-only options available.
Unlock equity while keeping the property.
$150,000–$50,000,000+
Up to 80% LTC/V
75% LTV
As low as 6.25%
Interest only or 30 years
30 years
1.00x
3 and 5-year step-down options
Full recourse
30 days
Blanket or cross-collateralized
Not sure if your project qualifies? Submit us your deal. We will review and respond within one business day.
We size to property income and focus on the coverage that supports long-term performance.
One approach you can run again and again. Consistent requirements and a process that scales as you add properties.
Terms and reserves explained up front so there are no surprises later. The loan is built to support your hold strategy.
Quick decisions and streamlined closings. You get clarity and execution you can count on.
Direct lines to our team. No “processing black hole,” no runarounds. You won’t get passed from desk to desk. When you call, we pick up.
We protect broker relationships 100%. You bring the deal, we help you close it, and we make sure you look good in the process.
Rental financing should be predictable.
We qualify on property performance, keep the process clean, and help you scale with confidence.
Common questions and answers.
If you have unanswered questions, contact us.
We underwrite the property’s ability to cover its debt. DSCR is typically calculated as net operating income divided by annual debt service.
We lend on stabilized rental properties, including single-family homes, 2–4 units, small multifamily, and portfolios. Short-term rentals may be considered in select markets.
We keep it simple. Send us a deal summary, budget, and basic borrower background. No tax returns or credit pull needed to get started.
We keep it simple. Send us a deal summary and basic borrower background. No tax returns or credit pull needed to get started. DSCR loans typically take 4 weeks to close.
Yes. We lend to LLCs, trusts, and other corporate entities. Personal guarantees are required, but we structure around investor ownership needs.
Absolutely. We work with brokers nationwide and protect your fee 100%. Bring us a qualified deal and we’ll help you close it.
Apply in minutes. Close your loan quickly.
