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Loan Programs

Bridge Loans

Bridge loans are all about timing. We move fast. Lendyx provides short-term capital for acquisitions, refinances, and repositioning plays where speed, structure, and certainty are non-negotiable. Whether you’re waiting on takeout, prepping for a sale, or seizing a time-sensitive opportunity, we deliver the financing that keeps your deal in motion and your strategy on track.

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Recently Closed

Bridge Loans

Modern luxury home exterior with white walls, wooden panel accents, and a black outdoor light fixture under a clear blue sky.

Loan Highlights

Capital when timing matters

Fast funding for acquisitions, refinances, and cash-outs.

Close in days, not weeks

Term sheets in 24–48 hours, closings in as little as 5 business days.

Flexible structures

Built around your exit — sale, refinance, or stabilization.

No income verification

We underwrite the asset, not your tax returns or W-2s.

Clarity through closing

One point of contact, real-time updates, and clean execution.

Loan Terms

Loan Amount

$150,000-$20,000,000

Leverage

Up to 80% LTC / 75% LTV

Interest Rate

Starting at 8.5%

Amortization

Interest-only

Term Length

12 - 24 Months (extensions available)

Interest Reserves

Can be funded through the loan

Soft Costs

Eligible for financing

Prepayment

No prepay penalty

Recourse

Full, partial, or non-recourse options

Time to Close

As fast as 10 business days

Debt Service

No min. DSCR requirements

Program Criteria

We Work With

  • Investors, developers, and operators acquiring or refinancing on a short timeline.
  • Sponsors repositioning, stabilizing, or preparing for sale or permanent takeout.
  • Brokers representing qualified clients on transitional assets.

Property Types We Finance

  • Single-Family Homes
  • 2-4 Unit Properties
  • Townhome Developments
  • Condo Projects
  • Rental Communities
  • Multifamily (5+ units)
  • Mixed-Use Projects with a Residential Component

Not sure if your project qualifies? Submit us your deal.
We will review and respond within one business day.

What Sets Us Apart

Experience on Both Sides

We have sat on the sponsor side and the capital side. We understand what operators need to keep momentum and what underwriters need to approve.

Speed + Certainty

Decisions in 24–48 hours. Closings in as little as 10 business days. When the clock is ticking, you need a lender that does not hesitate.

Structure that Clears the Path

We align proceeds, reserves, covenants, and maturities to your business plan and exit, with creative funding options where they add value. The loan fits the deal, not the other way around.

Flexible Use of Proceeds

Acquisition, refinance, or repositioning. We focus on what the asset needs to reach the next step.

Real Access

Direct lines to our team. No “processing black hole,” no runarounds. You won’t get passed from desk to desk. When you call, we pick up.

Broker-Friendly

We protect broker relationships 100%. You bring the deal, we help you close it, and we make sure you look good in the process.

Two construction professionals wearing hard hats inspecting a modern house exterior on a sunny day, one holding blueprints.

Why Borrowers Choose Lendyx

Bridge loans are about momentum.

We deliver creative funding options and a structure that fits the business plan and exit, with speed, direct access, and execution you can count on.

FAQs

Common questions and answers.
If you have unanswered questions, contact us.

What types of deals are your bridge loans best suited for?

Our bridge loans are designed for acquisitions, refinances, and cash-outs on transitional or time-sensitive assets, including value-add multifamily, mixed-use, and commercial properties awaiting takeout financing or repositioning.

How fast can you close?

We can issue a term sheet within 24–48 hours and close in as little as 5 business days, depending on deal readiness. Speed is our edge, especially when timing is critical.

What is required to get a quote?

We keep it simple. Send us a deal summary, budget, and basic borrower background. No tax returns or credit pull needed to get started.

Do you require cash flow or stabilized occupancy?

No. We understand transitional assets. Our underwriting focuses on the real estate, business plan, and exit, not on current income or occupancy. No minimum DSCR requirements.

Can you structure interest reserves or extension options into the loan?

Yes. We frequently include interest reserves and can structure extension options into the loan to align with your exit strategy.

Can brokers submit deals? Are fees protected?

Absolutely. We work with brokers nationwide and protect your fee 100%. Bring us a qualified deal and we’ll help you close it.

Let’s fund your next deal.

Apply in minutes. Close your loan quickly.